Industry Overview
This category covers establishments primarily engaged in automotive towing services.

Standard Industrial Classification	North American Industry Classification System
7549 - Automotive Services, Except Repair and Carwashes	48841 - Motor Vehicle Towing 811122 - Automotive Glass Replacement Shops 811191 - Automotive Oil Change and Lubrication Shops 811198 - All Other Automotive Repair and Maintenance

Background
The towing business can be very versatile. Often times towing is a side business to the auto repair or auto body business, however, this category deals with firms that specialize only in vehicle towing and storage.




Operations
In terms of operations a tow company can provide a full range of services from towing compact cars to tractor-trailers. The type of service that the tow company can handle depends on the size of their fleet.




General Underwriting Characteristics
Operations of this kind can own, or be responsible for, extensive amounts of property. Consequently, they will often require the same fire protection considerations as any large property risk.




Coverage Considerations
For businesses that do not own their own buildings, a real property exposure can still exist in the form of rented or leased premises and for improvements and betterments that may have been added to such buildings.